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The Allstate Motor Club for Seniors

Seniors enjoy the benefits of discounts when they sign up for many different services including roadside assistance.  Their driving habits tend to be a bit tamer than someone younger who is working and going to school.  Families put a great deal more time on the road and this is why they tend to have higher premiums.  Seniors drive less so they shouldn’t have to pay the higher price.  When it comes to roadside assistance, Allstate Motor Club does offer a senior discount but it really isn’t worth it.

Are Recreational Vehicles Covered?

All of the plans are covered with the exception of the Recreational Vehicle plan which can be an issue for those seniors who like to travel.  Many Golden Agers enjoy getting out on the highway and touring the country rather than sitting around bored every day puttering in the garden or watching television.  They still feel that they have a great deal of life to live and want to make the most of it.  So those seniors cannot get a discount on their RVs and would have to pay full price.

If they are towing a vehicle to drive around while they visit the many different sites, there is a discount in this instance.  But the odds are that the RV will have problem before a vehicle that is only being driving one city streets.  While this may not seem like a huge deal, it seems a bit unfair that this discount is not available.

Why It’s Not a Good Deal

Even for the other plans, ten percent off is really not a great discount when seniors consider what these plans offer.  There are very few seniors who would find themselves in a situation where they need to be bonded out of jail.  Sure, there are the few who imbibe in alcohol and drive and for them; this benefit would be a necessity.  For those who do not drink, the odds that they ever get arrested are probably pretty slim.  And yet, this cost is figured in the price of the plan.  Other plans, such as Best Roadside Service, offer benefits that are necessary and this means the cost of the plans are much more affordable.

Discountable Age

As with most plans, a person isn’t considered a senior until they turn fifty five years old.  A savvy senior could shop around and possibly find a plan that is offered to drivers that are fifty years and older.  These are few and far between and tend to cost more, even with a discount.

Seniors who are still driving and who want to get a little break on much needed roadside assistance can find a better company than Allstate.  Best Roadside Service offers all the benefits and services that a senior would need without them ever having to pay a penny out of pocket.  As long as they stay within the terms of the contract, they can have the same service calls as any other member of a younger age.